As far as I can tell, the Cash Back. Choose from 9 Avion Rewards credit cards and get travel perks, fuel savings and more 1. "Eligible RBC Rewards Credit Card" means any of the following RBC Royal Bank ® credit cards that we select as eligible for the Credit Card Base Offer in our Promotional Offer. Receive a round-trip companion voucher - every year - for any WestJet destination starting from $119 CAD (plus taxes, fees, charges and other ATC). Signature RBC Rewards Visa card has been issued at the request of the applicant or the co-applicant. Receive a Companion Award eVoucher 3. Help make sure your credit card balance doesn’t become a burden to you or your family with simple and affordable job loss, total disability and life coverage. eStatements. RBC) is the largest force in Canadian banking and provides over 17 million clients with a smorgasbord of financial services, from chequing accounts to credit cards. Redeem points for travel in Canada and beyond, merchandise, gift cards and more. Complimentary purchase protection insurance. Credit Cards / Visa Signature Black Earn Rewards with Every Purchase You Make. Save on foreign exchange fees while still earning rewards points with the RBC U. 99%. Submit: Applying online is easy, fast, and secure. 3 Month Complimentary DashPass Subscription is available for the following Eligible RBC Credit Cards: As an RBC Rewards+ Visa, Signature RBC Rewards Visa, RBC Visa Platinum, RBC Visa Cash Back, RBC Cash Back Mastercard, RBC Visa Classic Low Rate Option, RBC Visa Classic, RBC Student Visa Classic, RBC Visa Classic II Student, RBC. 2. Credit Cards. The main features of RBC Signature No Banking Limit are unlimited debit and Interac e-Transfer transactions in Canada, free personalized cheques, annual credit card rebates, and free overdraft protection. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. could benefit from this offer for cross-border banking, which waives the fee on RBC’s Direct Checking account when opened alongside an accompanying no-annual-fee credit card. 25 Avion points for every dollar you spend 2. Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months 1. $39. Learn more about each card to find the right credit card for you. On the right-hand side menu, click on “Switch your Credit Card”. $2. An authorized user must be a permanent resident of Canada. Key takeaways. Applicant means a person who has signed and/or submitted an application as the primary cardholder for an RBC Rewards Visa Preferred card, to whom a card has been issued. 99%. Looking for the right credit card? RBC Royal Bank has a wide variety of credit cards, including rewards, travel, cash back, low interest and more. 20. , RBC Direct Investing Inc. Credit Cards +800-0-769-2512. A*STAR VISA Corporate Gold Credit Card: 4547 42: Abbey (bank) 4547 49: BHW. So, I think RBC USA is a good option for existing RBC clients or those with a lot of USD spending. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. FREE. Multi-Trip: Ages 65+. 1x-1. S. Build your credit history. Eligible Credit Cards. , RBC Global Asset Management Inc. Rewards. 50 with cheque image. Call Toll-Free: 1-866-756-1107. Enjoy luxury travel benefits and exclusive privileges. Please allow up. Tra vel. No annual fee for supplementary cardholders. Transfer money between your RBC U. For Avion points, you can also view view a transaction level view of your points in the Avion Rewards app or by logging into Avion Rewards . $50 NEXUS statement credit; The metal card is available in gold or rose gold. S. (variable) up to 18. RBC BankRBC U. The length of time you rent the same vehicle must not exceed forty-eight. The value of RBC Bank points depends on which RBC Bank credit card you have and how you choose to redeem the points. Looking for the right credit card? RBC Royal Bank has a wide variety of credit cards, including rewards, travel, cash back, low interest and more. , RBC Direct Investing Inc. S. Visa Infinite. At this time, US Visa accounts cannot be paid using Online Banking. For a monthly fee of $15. 12 Month Complimentary DashPass Subscription is available for the following Eligible RBC Credit Cards: an RBC credit card has been issued at the request of the applicant or the co-applicant. It replaces all previous RBC Royal Bank Visa‡/ Chargex ‡ or Mastercard Agreements and applies if we send you a reissued or replacement Credit Card, including when your Credit Card expires or if you change to a different RBC Royal Bank Credit Card type. These two cards appear to be replacing the RBC Signature VISA Card and RBC Rewards+ VISA Card. Please allow up. A Visa Signature card is a type of Visa credit card that offers a suite of benefits, in addition to the card's rewards and perks. Opens in a new window. If you’re not completely satisfied within the first 4 months, we. No minimum balance (even to get rebates) $10. It replaces all previous RBC Royal Bank Visa‡/ Chargex ‡ or Mastercard Agreements and applies if we send you a reissued or replacement Credit Card, including when your Credit Card expires or if you change to a different RBC Royal Bank Credit. Opens in a new window. According to creditcardgenius. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. S. Get a credit card for less. Eligible cards include RBC Avion Visa Infinite, RBC Avion Visa Platinum, RBC Rewards Visa Preferred, RBC U. Rewards Calculator: RBC ION+ Visa. Try this three-minute quiz to get the lowdown on your money mindset. a. $39. Looking for the right credit card? RBC Royal Bank has a wide variety of credit cards, including rewards, travel, cash back, low interest and more. RBC Cash Back Preferred World Elite Mastercard. The card’s best feature is its annual companion voucher. No blackout periods or seat restrictions – ever! Start flying with as little as 7,500 Avion points ^. The naming of these cards. Signature RBC Rewards Visa;. As a sole or joint owner of an RBC Signature No Limit Banking (SNL) account and the primary cardholder of one of the eligible credit cards listed below, the annual fee of that eligible credit card will be fully or partially rebated (depending on the credit card you choose), every year, as long as your eligible card remains in good. If you’re looking to apply for an RBC credit card but are not sure which to choose, this review is for you. You and your dependents† become covered automatically when the entire Common Carrier fare is charged to your covered RBC Bank Visa Signature card account (“Covered Person”). Link your RBC ION+ Visa to your Petro-Points membership to save 3¢/L on fuel at Petro-Canada and earn 20% more Petro and Avion points when you pay with your linked RBC credit card. 95 each thereafter. 50% Money-Back Rewards on all other purchases. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. RBC provides over 100 options for gift card rewards and ION+ cardholders can redeem for them at a rate of 140 points towards $1. 1 Genius Rating 2. a. Your RBC credit card account must be open and not in default to maintain the benefits of DashPass. Earn points faster with everyday purchases like gas and travel using select cards 1. $0 Annual fee Up to 1. x remove this card. To become a member, you must apply for an Avion Rewards credit card or enrol an RBC bank account in the Value Program. Earn 1 Avion point for every dollar you spend 2. 25 Avion points for every dollar you spend 2. If you are a post-secondary student and an Account owner of an RBC Advantage TM Banking Account for students (an “Eligible Student Bank Account”) and the primary cardholder of the RBC ION+ TM Visa ‡, Signature ® RBC ® Rewards Visa credit card, or WestJet RBC MasterCard credit card (each, an “Eligible Student Credit Card”), you. Call to book an appointment to open a bank account over the phone or by video conference. The card packed with rewarding benefits for young professionals. Apply by March 14th, 2024. October 31, 2023. Get up to 7,000 Avion points with the RBC ION+ Visa Card 52 - that's up to a $50 value in gift cards! Earn 3X Avion points for every $1 spent on groceries, food delivery. One of the areas RBC outshines other banks out there lies in its collections of credit cards. IDK why but i'll take it. Buried deep in the T&C's fine print, the points are devalued at 0. an RBC credit card has been issued at the request of the applicant or the co-applicant. Get up to 700 WestJet dollars 1. Welcome offer. 1 NSF fee rebated every calendar year legal bug 30. To pay your RBC credit card bill online, sign up for RBC Online Banking . Try this three-minute quiz to get the lowdown on your money mindset. Or, combine. There are no blackout dates or advance booking restrictions, even during peak periods. Eligible RBC Credit Card by i) clicking on “Add RBC Card”, the offer located on the home screen of your DoorDash account, or the offer that pops up when you add an Eligible RBC Credit Card to your DoorDash account, or on “Account” and select “Get $0 delivery fees with DashPass”, and ii)RBC BankGet 450 welcome WestJet dollars (a value of up to $450 CAD off the base fare) when you spend a minimum of $5,000 in the first 3 months on your card 1. Hurry Offer Ends January 14, 2019*. A travel medical insurance plan offers you unlimited coverage for eligible emergency medical expenses 2 and 24/7 emergency medical assistance. 3 Month Complimentary DashPass Subscription is. 2. You will also get free overdraft protection, unlimited cheques and six free bank drafts. 5x Points 3,500 Points welcome offer Info Pros & Cons Details The RBC ION Visa helps you earn rewards on the important purchases you. Visa Gold. 1. Reward points per $1. Compare This Card. An applicant does not include an additional cardholder. Opens in a new window. For our Teal members that's halfway to Silver status. A Visa Signature will have a minimum credit limit of $5,000. You still need to convert Canadian dollars. (variable) up to 18. Choose from any of these credit card options: Low Interest, No Annual Fee, Cashback. • Card – Any credit card(s) or other access devices that are subject to this Agreement, which is issued to you or to another user to whom you authorize us to issue the Card You agree that you will be deemed to be using the Card when you obtain credit by using only your Account numberAt 12. Access your DoorDash account via web browser and click on the menu icon in the top left corner (3 stacked lines) Click on Manage DashPass. 02-$0. Important benefit information. In order to validate your credit card as an Eligible RBC Credit Card, Royal Bank may need to administer a $0. No annual fee or income requirement; Cons. Add your personal RBC credit card to your mobile device or smart watch to make day-to-day purchases with just a tap. Visit: the Allianz Claims Portal to submit a claim online. dollar amount of the transaction if the transaction is conducted in a foreign currency. purchases. Scotiabank Mastercard®. It's easy to apply. Get up to 700 WestJet dollars 1: 300 WestJet dollars on your first purchase 1. WestJet RBC ® MasterCard ‡. Make sure you have the right travel insurance—get an online quote or call the Enrollment Centre. Get a 3- or 12-month DashPass with $0 delivery fees and savings on qualifying food orders with an eligible RBC credit card. No foreign transaction fees on U. You also get protection for your purchases and rental vehicle. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Signature RBC Rewards Visa; RBC Rewards Visa Preferred; RBC U. The card offers, a 0% introductory APR, followed by very competitive rates after that, and a rewards program with more significant perks than its sister card – the Visa Signature® Black. Delete and re-add your eligible RBC credit card. Otherwise, one of the more basic Canadian options is better I think. On top of those “Visa Traditional” perks, Visa Signature credit cards give you extended warranties, a detailed year-end summary and travel assistance services. The WestJet RBC World Elite Mastercard is RBC’s go-to travel-oriented Mastercard. Credit Cards +800-0-769-2512. Earn 3X Avion points for every $1 spent on groceries, gas, dining, food delivery, rides, streaming, subscriptions, digital gaming and more. Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card. Start A Claim. Apply for the new RBC ION Visa card Get 6,000 Welcome Avion Points Upon Approval * (Offer expires April 3, 2023). RBC ION+ TM Visa ‡. Card”). Apply by November 27, 2023. The RBC Bank Visa Signature® Black card is a rewards card aimed at a Canadian audience – especially those who frequent the U. The new RBC ION Visa credit card from the Royal Bank of Canada covers the basics if you want a no-annual-fee card that earns competitive rewards. Dollar Visa Gold card, to whom a card has been issued and in whose name the card account is established . RBC Credit Card Payments (Except US Visa Gold) RBC Royal Bank P. What is RBC Signature No Limit Banking? RBC Signature No Limit Banking is a mid-range chequing account that has unlimited free transactions, unlimited free Interac e-Transfers, no overdraft protection fees, a small rebate for select credit card fees, and a few bonus rewards features. Free, unlimited transfers and instant exchange 3 between your Canadian and U. oh really thats good, i had a pre-existing rbc credit card and transferred to the ion+ as well, didn't get the bonus points. Most cards have no annual fees. When you use a credit card for everyday. The card offers, a 0% introductory APR, followed by very competitive rates after that, and a rewards program with more significant perks than its sister card – the Visa Signature® Black. Each time you use your Linked RBC Card that earns Avion points to pay for purchases at a Petro-Canada Location, you will earn a bonus of twenty percent (20%) more Avion points than you normally earn for every $1 in purchases in accordance with the Avion Rewards Terms and Conditions. 3 Month Complimentary DashPass Subscription is available for the following Eligible RBC Credit Cards: As an RBC Rewards+ Visa, Signature RBC Rewards Visa, RBC Visa Platinum, RBC Visa Cash Back, RBC Cash Back Mastercard, RBC Visa Classic Low Rate Option, RBC Visa Classic, RBC Student Visa Classic, RBC Visa Classic II Student, RBC. ca, the RBC Cash Back Mastercard gives an annual return of 1. $4 monthly fee. 01 $52. Compare Travel Medical Insurance Plans for RBC Clients 1. Earn 1. GeniusCash credit cards = more cash in your pocket! Up to $125 cash back on select, high benefit credit cards. Get a response in less than 60 seconds. , RBC Direct Investing Inc. An “Eligible RBC Credit Card” is any RBC personal credit card, excluding RBC Avion Visa Infinite Business‡, RBC Visa CreditLine for Small Business™, RBC Visa Business‡, RBC Business Cash Back Mastercard‡ and RBC Avion Visa Business. Browse the wide selection of credit cards offered by RBC Royal Bank, including travel, rewards, cash back, low interest, student, business and more. No U. Co-Applicant Request Form RBC® Cash Back Mastercard ‡, Visa Classic Student, RBC Rewards® Visa Gold, Visa Classic and RBC Rewards+® Visa (subject to change) 03798 (05/2022) Annual Interest Rate Purchases: 19. S . Each credit card comes with its bonuses, as will be illustrated below. Thank you for choosing the Signature RBC Rewards Visa card. , Royal Trust Company or The Royal Trust Corporation of Canada To submit a claim for travel insurance provided under your RBC credit card: Call: 1-800-464-3211. Annual Fee. Collision/Loss Damage (CLD) Insurance provides coverage when You use RBC Royal Bank ® Visa* Gold card to pay in full for a rental vehicle and decline the CDW (or an equivalent coverage) offered by the Rental Agency. 00) to pay for all or part of your booking, including associated taxes and fees. 20. Signature RBC Rewards Visa: $39: Visa Cash Back Card: $19:. Get $0 Delivery Fees . The length of time you rent the same vehicle must not exceed forty-eight. You will be auto-enrolled in theNo, this is not a new credit card or loyalty program from RBC and Rexall. Get a Quote. S. If you aren't planning on traveling any time soon and just want to rack up points and then switch back over to the Avion card, you can do that. send the form to us for processing by mail: rbc royal bank c/o administration department, p. $39. RBC ION+ Visa. RBC Avion Visa Infinite Privilege – A Luxury Travel Credit Card. $4 a month ($48 annually) Signature ® RBC Rewards ® Visa. We at RBC Insurance are working as quickly as possible to assess the impacts of COVID-19 and to keep you informed of key decisions that impact you and your group benefits plan. 00 (10% Cash Back Credit) in Net Purchases (including pre-authorized bill payments) charged on your RBC Cash Back Mastercard account within the first 3 months of. 2 Definitions Throughout this document, all italicized terms have the specific meaning explained below . ^. As an RBC Bank® Visa Signature cardholder, you are covered beginning on 4/15/21 or the date your credit card is issued, whichever is later. S. The RBC Cash Back Mastercard has no annual fees. Language. As a sole or joint owner of an RBC Signature No Limit Banking (SNL) account and the primary cardholder of one of the eligible credit cards listed below, the annual fee of that eligible credit card will be fully or partially rebated (depending on the credit card you choose), every year, as long as your eligible card remains in good standing and. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Learn how. 25%. , RBC Direct Investing Inc. 99% charged by most credit cards on average. RBC Commercial credit cards, RBC Visa Prepaid Cards and RBC Virtual Visa Debit Cards are excluded from the program. 33% return on purchases. Co-applicant means a person who has signed and/or submitted an application for a Signature RBC Rewards Visa card as the co-applicant, and to whom a card has been issued. 99%. 99% for 10 months balance transfer + cash advance offer. Choose any airline, any flight, any time. 00 back for every $100. If you have a Petro-Points‡ card, simply link it to your RBC Avion Visa Infinite Privilege card to receive: – 83 cents off per litrean RBC Royal Bank U . Product Summary of Credit Card and Debit Card Insurance. Earn Cash Back rewards. 11. Only certain RBC credit cards earn Avion points. Call Collect: 1-506-864-2275. Add your eligible RBC credit card to your DoorDash account to: Get a 3-month complimentary DashPass subscription 9 – a value of almost $30. However, such cancellation of coverage shall not apply to insured items charged to your RBC credit card. 95/month, or VIP Banking at $30/month. S. 99% on cash advances. 50% to 1% cash back on other purchases. S. Dollar Visa Gold cards are not eligible for offers. credit card. Dollar Visa Gold; RBC Visa CreditLine for Small Business; Avion Premium points earned with these credit cards are worth up to 1 cent each. S. RBC Cross-Border Banking Bundle: No Annual Fees for a Year ($60 Value) Canadians who frequently visit the U. One of the most notable differences between the two is that, while a credit card is connected to (and allows you to access) a line of credit, it’s possible to. Can add up to 9 Authorized Users. Help make sure your credit card balance doesn’t become a burden to you or your family with simple and affordable job loss, total disability and life coverage. The RBC Signature No Limit bank account offers incredible value like having no limits on debit transactions. name of card. RBC VIP account holders can receive up to a $120 annual fee rebate on an eligible RBC credit card. Get a Quote for Travel Insurance. On the next page, click on “Start. 33% when you redeem 15,000 points for a. Once you click through, you will be at an informational page about switching credit cards. Click on End Subscription. Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card. Report Lost or Stolen Card. Annual Fee 20. oyal Bank of Canada (excluding RBC commercial credit cards) (“RBC Card”). One of the benefits of this is that it simplifies the range of RBC credit cards: some were part of the Avion program, such as the most popular, the RBC Avion Visa Infinite Card while some others were part of the RBC Rewards program. 99% if you reside in Quebec) These interest rates are in effect on the date your credit card account. Only certain RBC credit cards earn Avion points. Apply at an RBC Branch Find an RBC Branch. Only certain RBC credit cards earn Avion points. RBC Avion Visa cardholders get exclusive access to Friday Friend Pass, where you can buy one lift pass and get a second lift pass for free at select ski resorts across Canada. Each time you use your Linked RBC Card that earns Avion points to pay for purchases at a Petro-Canada Location, you will earn a bonus of twenty percent (20%) more Avion points than you normally earn for every $1 in purchases in accordance with the Avion Rewards Terms and Conditions. Enrol your account in the Value Program to get a minimum of 1 Avion point for every $10 you spend in-store and online using your enrolled account. 31, 2024 1 when you load the offer and shop. Card Details. Apply by November 27, 2023. $0 — Signature Black. • 6 yr. 75% on all the stated categories* and 0. Earn 1. Signature RBC Rewards Visa: $39: Visa Cash Back Card: $19:. RBC ION Visa Credit Card. Annual Fee rebated every month for students with eligible accounts 8. dollar account 11. Higher annual fees than gold cards. Offers the highest level of benefits, including free access to airport lounges, the most generous extended warranty. If you’re not completely satisfied within the first 4 months, we. Call Toll-Free: 1-866-756-1107. Delete and re-add your eligible RBC credit card. The benefits of a premium rewards program that gives your business the flexibility to redeem for travel as well as merchandise, gift cards or to pay back with points. Earn Be. The emergency card replacement service provides the cardholder with an emergency Visa card replacement while the cardholder is traveling abroad. The Visa Price Protection Programme helps you get the best price you can find on most products you buy with your Republic Bank International Visa Gold Credit Card. Because those cards are reserved for those with excellent credit who tend to travel and spend more, the suite of benefits is elevated (higher dollar amounts, fewer. If you are a post-secondary student and an Account owner of an RBC Advantage TM Banking Account for students (an “Eligible Student Bank Account”) and the primary cardholder of the RBC ION+ TM Visa ‡, Signature ® RBC ® Rewards Visa credit card, or WestJet RBC MasterCard credit card (each, an “Eligible Student Credit Card”), you. Unlimited cash back on your spending 3. Add your eligible RBC credit card to your DoorDash account to: Get a 3-month complimentary DashPass subscription 14 – a value of almost $30. Add Another Card. The Visa Network also known as VIsaNet is a proprietary. RBC Signature No Limit Banking. Personalized Cheques legal bug 22. From travel rewards to cash back, find the perfect card to live well. RBC Avion Visa Infinite Business. Get a Quote. Find the transaction you’re concerned about, and click on the (>) for more details. Your RBC Royal Bank Credit Card Agreement explains the terms under which you use your RBC Royal Bank credit card. Add a Card to Compare. Signature RBC Rewards Visa. View Card Details. 25% cash back 24. A built-in suite of premium insurance coverage. Get a 0. The 3,500 Avion points ("Welcome Points") will appear within the first two monthly statements. Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months 1. Compare up to three credit cards. S. 24-hour worldwide emergency medical assistance. $35 - $65 USD. Well, this recently released RBC ION+ card seems to be quite the CC. Whether you’re looking for travel points, rewards, cash back, or a lower interest rate, our credit cards have you covered. Line of credit vs. 00) per cardholder. Box 4016 Station A Toronto, ON M5W 2E6 US Visa Gold Payments: RBC Royal Bank. Visa Gold. Visa offers three levels of benefits, which vary by card. Make U. Cardholders get 1. 50 charge to validate your card enrollment. Be prepared to pay 20. Make sure you have the right travel insurance—get an online quote or call the Enrollment Centre. An applicant must be a permanent resident of Canada . You'll save 3 cents per litre on fuel and earn 20% bonus Petro Points. As a sole or joint owner of an RBC Signature No Limit Banking (SNL) account and the primary cardholder of one of the eligible credit cards listed below, the annual fee of that eligible credit card will be fully or partially rebated (depending on the credit card you choose), every year, as long as your eligible card remains in good standing and. Rewards: 0. In order to validate your credit card as an Eligible RBC Credit Card, Royal Bank may need to administer a $0. No annual fee. Eligible RBC cardholders may benefit from a free DashPass membership for a three- or 12-month period, depending on their card tier. 25 without cheque image, $2. Best overall RBC credit card RBC Avion Visa Infinite 3. S. Receive a round-trip companion voucher – every year – for any WestJet destination starting from $119 (plus taxes. Earn 20% more RBC Rewards points 4. Pay with any of your linked RBC credit or debit cards to instantly save 3¢/L on fuel and earn points faster at Petro-Canada. They cannot be transferred to RBC's full list of partners and they cannot be redeemed for airfare via the Air Travel Redemption. 81% for the RBC Rewards+ Visa. $19. FREE, with RBC VIP Style. Call 1-800-769-2511 or apply online for your student line of credit. 5 points per dollar spent on groceries and dining and 1 point per dollar spent on all other purchases. Never lend your card to anyone, even your friends or family. Get $0 Delivery Fees. 0233). Note: This card requires a minimum personal income of $80,000 or a minimum household income of $150,000. Annual Fee: $120. $4 a month ($48 annually) Signature ® RBC Rewards ® Visa. The changes are applicable to existing business Customers and any new clients who become RBC business Customers on or after the effective date. RBC Centura Bank Visa Debit Card (Pocket Check Card)[1] 4282: Landesbank Berlin (Germany) Visa Credit Card. Select your card from the list below to familiarize yourself with your card’s documentation. Safe Deposit Box legal bug 16. 99% interest on purchases and 22. Add a New Credit Card to Compare. 65% per month Joining Fee: USD 30; Annual Fee: USD 55; Supplementary / Additional Card Annual Fee: USD 30RBC Avion Visa Infinite Privilege – A Luxury Travel Credit Card. 1 NSF fee rebated every calendar year legal bug 30. (excluding RBC commercial credit cards) (“RBC Card”). 99% introductory interest rate for the first 10 months on balance transfers and cash advances. GeniusCash credit cards = more cash in your pocket! Up to $125 cash back on select, high benefit credit cards. How to link your card. Insurance Coverage For Your Credit Card Balance. 5X Avion points for every $1 spent on groceries, rides, gas, streaming, subscriptions, digital gaming and more.